These are today's mortgage and refinance rates. Mortgage rates have been elevated recently, and they might not drop much this ...

One of the main reasons homeowners choose an ARM is to benefit from lower initial interest rates during the first few years.

These are today's mortgage and refinance rates. Mortgage rates have eased thanks to cooler inflation data, but it's unclear ...

SOFR is a benchmark rate which certain variable rate financial products, for example certain mortgages, can be tied to.

These are today's mortgage and refinance rates. Cooler inflation helped mortgage rates tick down this week, but it's unclear if they'll drop further.

These are today's mortgage and refinance rates. Mortgage rates have increased this month, and it's unclear if they'll drop ...

FHA ARM loans only require a 3.5% down payment, but paying that amount means you’ll have to pay mortgage insurance premiums for the life of the loan. Fixed-rate mortgages are often considered a ...

including adjustable-rate mortgages. But over recent years, it’s been completely replaced by SOFR, the Secured Overnight Financing Rate. Enough with the acronyms. Why does it matter for you?

Conversely, fixed-rate mortgages carry the same interest rate throughout the entire length of the loan. Unlike variable- and adjustable-rate mortgages (ARMs), fixed-rate mortgages don’t ...

In most cases, a 15-year jumbo mortgage will have a lower interest rate than a 30-year jumbo mortgage. Adjustable-rate mortgages (ARMs) can also have lower interest rates, at least initially.