These are today's mortgage and refinance rates. Mortgage rates have been elevated recently, and they might not drop much this ...

Adjustable-rate mortgage (ARM) loan requirements vary by the type of loan you get — whether conventional or government-backed ...

FHA ARM loans only require a 3.5% down payment, but paying that amount means you’ll have to pay mortgage insurance premiums for the life of the loan. Fixed-rate mortgages are often considered a ...

In most cases, a 15-year jumbo mortgage will have a lower interest rate than a 30-year jumbo mortgage. Adjustable-rate mortgages (ARMs) can also have lower interest rates, at least initially.

Will savings on refinancing outweigh closing costs? First do the math Daniel has 10+ years of experience reporting on investments and personal finance for outlets like AARP Bulletin and ...

There are two primary types of mortgage rates: fixed-rate and adjustable-rate. Fixed-Rate Mortgages: With a fixed-rate mortgage, the interest rate remains the same throughout the loan term ...

Adjustable-rate: Adjustable-rate mortgages (ARMs) start with a fixed rate for a set period and then adjust at regular intervals. NFCU offers ARMS with fixed rates for the first three or five years.

You can also compare a fixed-interest-loan rate with an ARM's introductory rate. Adjustable-rate mortgages can be appropriate for home buyers who expect to move before the five- or 10-year ...

You can also refinance to swap an adjustable-rate mortgage for a fixed-rate loan. CNBC Select has chosen the best lenders for a refinance mortgage in a number of categories. (See our ...

While most conventional mortgages are not assumable, you may be able to take over certain types of VA, FHA or USDA loans. (Some adjustable-rate mortgages may also be assumable, depending on terms.) ...