Conversely, fixed-rate mortgages carry the same interest rate throughout the entire length of the loan. Unlike variable- and adjustable-rate mortgages (ARMs), fixed-rate mortgages don’t ...

These are today's mortgage and refinance rates. Mortgage rates have increased as investors parse Trump's Davos comments.

One of the main reasons homeowners choose an ARM is to benefit from lower initial interest rates during the first few years.

When mortgage rates are high, borrowers often turn to adjustable-rate mortgages to save money. Check out today's ARM rates to see how rates are currently trending. What are current ARM rates?

These are today's mortgage and refinance rates. Mortgage rates remain elevated, and they might not drop much this year unless ...

FHA ARM loans only require a 3.5% down payment, but paying that amount means you’ll have to pay mortgage insurance premiums for the life of the loan. Fixed-rate mortgages are often considered a ...

SOFR is a benchmark rate which certain variable rate financial products, for example certain mortgages, can be tied to.

Find out how affordable the right mortgage loan rate could be. "A borrower who originated a 5/1 adjustable-rate mortgage (ARM) coming up for adjustment is a good candidate to consider a new fixed ...

Each point costs 1% of the purchase price of a home and usually knocks the rate down by 0.25%. On a $400,000 home, you'd pay $4,000 for one discount point. The lender may even allow you to buy four ...

You can also refinance to swap an adjustable-rate mortgage for a fixed-rate loan. CNBC Select has chosen the best lenders for a refinance mortgage in a number of categories. (See our ...