The Fed is all but guaranteed to cut its key interest rate today. Unfortunately, rates will probably move higher.

When investors are making so much in the stock market, rates of return (interest rates) on mortgage bonds must rise. This ...

Interest-only mortgages are loans that allows borrowers to make interest-only payments for a set amount of time. Learn their ...

It seems mortgage rates have everyone guessing after a massive about-face following the September Fed rate cut. Still, major agencies are forecasting rates below 6% by the end of 2025, at least as of ...

The USDA loan has a reputation as an affordable option for purchasing a house in a rural setting. However, not everyone ...

In most areas of the country, the USDA loan income limits for 2024 are $112,450 for up to a four-person household. Learn more here.

This article explains the three USDA loan refinance options and refinance options outside of the USDA loan program. Learn ...

Mary Beth Eastman has more than six years of experience writing and editing articles on personal finance. Her work has been published by major national brands, including Newsweek, Investopedia, U.S.

This comprehensive guide to USDA construction loans will go over everything you need to know about financing your rural home build in 2024, including precisely how a USDA one-time construction loan ...

What Debt Is Included in DTI? Not every bill you pay will be included in your debt-to-income (DTI) calculations. You don't need to worry about your Netflix subscription or gym membership impacting ...