Both sides of the aisle expressed interest in more choices for annuities in retirement plans, but only Democrats pushed for strengthening Social Security. Lawmakers and industry leaders emphasized ...

Annuities convert savings into guaranteed lifetime income, but they come with fees and trade-offs. Learn how they work and when they make sense.

About once a week, I hold workshops on retirement planning and Social Security. During these workshops, I like to ask those attending a simple question: "What is your main concern?" Invariably, the ...

Even with its foundational role in retirement planning, one critical concept often baffles participants and employers alike: the income replacement rate. This term, crucial for establishing realistic ...

Traditional pensions, known as defined benefit plans, have been on the decline since their heyday in the 1960s. Guaranteed lifetime income was a key feature of traditional pension plans. Benefits ...

We analyzed everything from estate planning to retirement income options at some of the larger registered investment advisor firms to help retirees select a firm that could best connect them with a ...

JPMorgan Equity Premium Income (JEPI) yields 8.38% with monthly dividends and has returned 5.83% year-to-date in 2025. JPMorgan Equity Premium Income uses an options strategy that limits upside but ...

This pension plan offers guaranteed lifetime income combined with market-linked growth potential through up to 40% equity exposure. It also provides flexible premium payment options and immediate or ...

According to a recent Pew Research Center report, 40% of adults worry they won't have enough money to last through retirement. But how much is "enough"? Data from the Bureau of Labor Statistics ...

Confused between NPS and mutual funds for retirement? Compare returns, tax benefits, flexibility and risk to choose the best option for your future.